Living Room
Interior budget
€15,000
Down payment
€1,500
(10% upfront)
Monthly Payments
2 years
€622.82 /mo
3 years
€425.55 /mo
5 years
€268.02 /mo
Just bought a house or apartment?
That's usually the moment your cash is lowest.
Don't compromise on your interior
When is this ideal?
Perfect for those who want premium quality without depleting their savings.
- After buying a new home
- Investment properties
- Second residence
- High-end rental projects
- Entrepreneurs who prefer liquidity
How does it work?
Instead of paying your full interior upfront, you pay a fixed monthly amount.
Example
At the end of the term → everything is yours.
Everything included: full AFC guidance, curated furniture, lighting, carpets & rugs, curtains, decorative elements, and installation costs where applicable.
Example Pricing
Premium interior design with flexible payment terms that protect your cash flow
Apartment
Interior budget
€45,000
Down payment
€5,000
(10% upfront)
Monthly Payments
2 years
€1,846.62 /mo
3 years
€1,261.73 /mo
5 years
€794.67 /mo
Full Home
Interior budget
€90,000
Down payment
€12,500
(10% upfront)
Monthly Payments
2 years
€3,584.09 /mo
3 years
€2,448.91 /mo
5 years
€1,542.43 /mo
*Prices shown are VAT excluded. Final pricing depends on your specific project scope.
Why choose Lease to Own?
Premium interior design with flexible payment terms that protect your cash flow
Keep your liquidity
Preserve cash flow after property purchase
Move in immediately
Fully finished interior from day one
Fixed monthly cost
Predictable payments, no surprises
Tax benefits
Fiscally interesting depending on your situation
Full ownership
Everything becomes yours at contract end
Premium quality
AFC curated furniture and full guidance
Financial Partnership
Transparent financing through Belgium's leading private banks
Independent Process
Once your interior budget is confirmed, our external partner handles all financing arrangements independently. They manage the entire process, including credit assessment and contract setup.
Payment Structure
Your monthly payment is based on the total project budget. A 10–15% upfront payment is required, with monthly installments beginning after delivery and installation.
Market Rates
Financing rates follow current market conditions and will be clearly communicated by the bank before you commit.
Trusted Financial Partner: Financing arranged through leading Belgian private banks
Your privacy is protected: All personal and financial information remains exclusively with our financial partner. AFC Collection never accesses or stores any of your private financial data.
Start Your Lease
Discuss your project and explore payment options that work for you